The Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY) is a health insurance and medical reimbursement scheme launched by the Government of Assam to provide financial protection to government employees, pensioners, and their dependents. The scheme offers cashless treatment up to ₹5 lakh at empanelled hospitals and also provides reimbursement at CGHS-aligned rates. It is part of the state’s broader healthcare initiatives along with the Atal Amrit Abhiyan.
Overview of MMLSAY Assam
| Feature | Details |
|---|---|
| Scheme Name | Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY) |
| Launched By | Government of Assam |
| Beneficiaries | State Govt. employees, pensioners & dependents |
| Coverage Amount | Up to ₹5 lakh per year |
| Treatment Type | Cashless + Reimbursement |
| Mode of Application | Online |
| Official Website | mmlsay.assam.gov.in |
Eligibility Criteria
1. Government Employees & Pensioners
The scheme is designed primarily for:
- State Government Employees
- Government Pensioners
- Their Dependents
Eligible beneficiaries can access both cashless treatment and direct medical reimbursement.
2. Resident of Assam
Applicants must be permanent residents of Assam to register under this scheme.
Key Benefits of MMLSAY
Financial Protection up to ₹5 Lakh
Beneficiaries can avail treatment worth ₹5,00,000 annually at empanelled hospitals.
Cashless Treatment
Cashless facilities are available at select private and government hospitals across Assam.
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Online Services
Beneficiaries can:
- Register online
- Submit claims
- Track reimbursement status
All services are available on the official portal.
Medical Reimbursement at CGHS Rates
The reimbursement amount follows standardized CGHS-aligned rates, reducing out-of-pocket expenses.
Registration & Application Process
Step 1: Visit the Official Portal
Go to 👉 mmlsay.assam.gov.in
Step 2: Click on “Beneficiary Login/Registration”
Step 3: Fill the Registration Form
New applicants must enter:
- Full Name
- Mobile Number
- Email ID
- Address
- Aadhaar Details
Additional documents for government employees/pensioners:
- PAN Number
- PPO Number (for pensioners)
- Employee ID
Step 4: Upload Documents
Required documents include:
- Aadhaar Card
- Recent Passport Photo
- Domicile Proof
- Employment/Pension Documents
Step 5: Submit Application
After submission, applicants will receive a confirmation SMS or email.
Claim Submission Process
Once registered, beneficiaries can submit claims online:
- Log in to the portal
- Upload medical bills, prescriptions, and discharge summary
- Submit claim request
- Track claim status through dashboard
Helpline & Support
Toll-Free Helpline: 1800-309-3945
(For registration, claim submission, or portal-related issues)
Updates
Scheme guidelines may be revised from time to time. Beneficiaries are advised to check:
- mmlsay.assam.gov.in
- Atal Amrit Abhiyan official portal